Educational only — this site does not provide personalised medical advice. Read the full disclaimer.

Protocols

A rational, budget-tiered testing schedule for a healthy, asymptomatic adult, built directly from the grades on this site rather than from what's easiest to bundle and sell. Higher tiers add tests as evidence and cost both increase — they do not simply add more tests indiscriminately. This is a template for a conversation with your own doctor, not a prescription.

This is not personalised advice. Your own history, symptoms, family history, and risk factors change what's appropriate for you specifically. A GP or specialist should tailor any actual testing plan — this page shows the general reasoning, not a plan for a specific person.

Basic

~S$150–220 / year

Foundational, guideline-backed screening appropriate for most healthy adults. Everything here is graded Strong.

Frequency: most components every 1–3 years once a baseline is established (see individual test pages); annually if you have metabolic risk factors or are on relevant medication.

Intermediate

~S$600–950 (mostly one-off/periodic)

Everything in Basic, plus risk-stratification tests with Moderate-to-Strong evidence, several of which are once-in-a-lifetime or targeted rather than annual.

Add tests here based on individual risk factors, not by default — see each test's "appropriate for" note.

Advanced

~S$1,500–3,000+ (selective, not routine)

Higher-cost, indication-based imaging. Not annual, not for everyone — appropriate mainly from the 40s onward, or with specific risk factors, in consultation with a doctor.

Notably absent: carotid ultrasound, routine abdominal/brain MRI, gut microbiome testing, epigenetic clocks. See below for why.

Deliberately excluded from every tier

These tests appear frequently in premium executive-health packages but are graded Weak or Emerging on this site and are not part of any tier above, regardless of budget. See the Scans and Emerging & Overhyped pages for the full evidence discussion of each.

TestGradeWhy it's excluded from routine screening
Carotid ultrasoundWeakUSPSTF explicitly recommends against screening asymptomatic adults
Abdominal MRI (general screen)WeakNo validated screening pathway; high incidental-finding rate
Brain MRI (general screen)WeakNo validated screening pathway; high incidental-finding rate
Gut microbiome testingWeakNo regulatory-approved clinical use; poor inter-provider reliability
Epigenetic clocksEmergingNot validated for individual-level decisions per current literature
Fasting insulin / HOMA-IR (routine)WeakPoor assay standardisation; no proven added value over HbA1c/glucose for screening
HomocysteineWeakLowering it does not reduce cardiovascular events (HOPE-2)
Uric acid (routine)WeakNot causally validated as an independent cardiovascular/longevity marker
GGT (standalone)WeakNon-specific beyond its role in a standard liver panel
Vitamin D (routine)WeakUSPSTF twice found insufficient evidence to screen asymptomatic adults; VITAL trial found supplementation doesn't cut cancer or CVD risk

How to use this page

  1. Start with Basic — it covers the highest-value, cheapest, best-evidenced tests for almost everyone.
  2. Move to Intermediate selectively, based on your actual risk factors (family history, symptoms, metabolic risk) — not as a default upgrade.
  3. Only consider Advanced imaging from your 40s, or earlier with specific risk factors, and ideally after discussing your calculated cardiovascular risk with a doctor.
  4. If a clinic offers you a bundled package, ask which specific components are Strong/Moderate for you, and consider declining the Weak/Emerging components rather than paying a flat price for all of them — see real 2026 executive package pricing compared across 3 Singapore providers (S$398–S$12,888) before assuming a higher tier is a better buy.

Not sure which tier fits your situation? The suitability check asks four factual questions (age band, risk factors, symptoms, current spending) and points at the tier those answers correspond to — a shortcut through this page, nothing more.